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Myths About Buying a Home


There are quite a few common myths many people have about buying a home. Financially unattainable or credit not good enough. Here is one of the most common myths about buying a home:

I must have 20% to put down or I cannot afford to buy a home.

Saving 20% to buy a home is a challenge for most people and could be a roadblock to buying your home. However, about 60% of home buyers put less than 6% down. The programs listed below will allow you to do just that.
  • FHA Loans – If you qualify for these loans you may put as little as 3.5% down
  • USDA, VA, & Navy Federal Credit Union Loans – These governmental related lenders will allow qualifying buyers to put as little as 0% down.
  • Some state and local agencies sponsor down-payment assistance programs that prospective home buyers in different ways. Talk to your lender to find out more about these programs.
The more you know about what programs there are to help you. The closer you will be to owning your next home.

Call me today to help you find your first or next home.

Wilmington Housing Market


If you live in or around the Wilmington area now is a great time to be in the market. Owning your home today means keeping money in your pocket tomorrow with interest rates expected to go up this year. If you are planning on selling your home as you know negotiating a fair price can be challenging. However, in our Wilmington market, there is a supply shortage of homes on the market. This means there is a lot of demand and not enough supply of homes to meet that demand. If you are selling your home at the right price negotiating to get the price you want is in your hands and selling your home can be as easy as that. Call me today for a free no obligation home evaluation. 

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